Your rent.
Your credit.
Every rent payment you make should build your credit score. Elite Tenants verifies your on-time rent and records it to credit-bureau standard every month — so the rent you already pay finally counts.
Credit-bureau reporting has not started yet. We are working through a Canadian credit bureau's evaluation and onboarding process, and reporting will activate when that process completes. Every verified month you build now — including months recorded before activation — is included when reporting begins. We will email you the day your reporting is active.
$5/month · Cancel anytime · Setup in 5 minutes
Credit-bureau reporting has not started yet; verified months you build now are included when it does. Individual results vary; not guaranteed.
Everything you need to build credit through rent
Millions of Canadians pay rent on time every month with zero credit benefit. We fix that.
How it works
Set up once in 5 minutes. We handle everything else.
Connect your bank
Securely link your bank account in seconds with a read-only connection. We verify rent payments automatically — no receipts or manual uploads needed.
We verify payments
Each month we automatically detect your rent payment from your bank transactions, confirm it, and record it to credit-bureau standard.
Credit gets reported
Credit-bureau reporting has not started yet. Once it is active on your account, your on-time payments — including every month recorded before activation — are reported to a Canadian credit bureau each month to help build your credit history.
Built to be trusted with your money
The boring stuff we take seriously, because you're linking your bank.
Your bank connection is read-only and secured with 256-bit encryption. We never see or store your banking password, and your bank credentials never touch our servers.
$5/month, no contract, cancel anytime. Nothing goes to a credit bureau without your explicit consent, and you can export your verified rent history whenever you like.
We're built around Canadian privacy law (PIPEDA). Your data is used only to verify and record your rent, and you can request deletion at any time.
Refer friends. Earn free months.
Each friend who enrols and stays 60 days earns you a $5 credit — up to 12 credits a year. Credits are recorded as yours and come off your Elite Tenants bill automatically; no cash value. Badges from Bronze to Elite mark how many friends you've brought along.
Your friend must verify their identity and be enrolled on their own account and own subscription, separate from yours. Credits can't exceed a year of the standard plan and can't be paid out. Badges are just for fun. We may change or end the program at any time. Subject to our terms.